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Objects

Acquirer

Acquirer Enum

An enum representing the supported acquirers for merchant authentication.

Possible values

AMEX BORGUN EVO OMNIPAY POSTBRIDGE INTERAC TSYS VANTIV SANDBOX

Balance

Balance Object

Balance available on the card.

Properties

PropertyDescription
amount
Integer
The balance
currency
Currency
The balance currency
positive
Boolean
Defines if the balance is positive
negative
Boolean
Defines if the balance is negative

Code example

"balance": {
"amount": 1000,
"currency": "EUR",
"negative": false,
"positive": true
}

Bypass Options

BypassOptions Object

Configuration to enable/disable signature or pin bypass.

PropertyDescription
pinBypass
Boolean
Enables/disables pin bypass. Bypasses PIN entry when the shopper says they don't know the PIN for the card and the merchant either knows they are the legitimate cardholder or want to give them the benefit of the doubt.
signatureBypass
Boolean
Enables/disables signature bypass. Whether the terminal prompts for a signature, depends on how you configure this parameter. The major card schemes (American Express, Diners, Discover, JCB, Mastercard, Visa, UnionPay) no longer require a signature; they regard it as optional for card-present transactions. This means you can speed up your checkout by skipping the signature prompt. But if your business requires it, you can still let the terminal prompt for a signature. The shopper then provides their signature on the touch screen of the terminal or on the printed transaction receipt. This depends on how you configure this setting. It is your responsibility to verify the signature of the shopper with the signature on the card or another form of identification.

Code example

{
"bypassOptions": {
"signatureBypass": true,
"pinBypass": true
}
}

Card Entry Type

CardEntryType Enum

An enum representing different card entry types.

Possible values

UNDEFINED MSR ICC CNP

Card Scheme Name

CardSchemeName Enum

An enum representing different card brands.

Possible values

MasterCard Visa Maestro American Express Discover JCB Diners UnionPay Interac

Currency

Currency Enum

An enum of currencies.

Possible values

AED AFN ALL AMD ANG AOA ARS AUD AWG AZN BAM BBD BDT BGN BHD BIF BMD BND BOB BOV BRL BSD BTN BWP BYR BZD CAD CDF CHF CLP CNY COP COU CRC CUC CUP CVE CZK DJF DKK DOP DZD EEK EGP ERN ETB EUR FJD FKP GBP GEL GHS GIP GMD GNF GTQ GYD HKD HNL HRK HTG HUF IDR ILS INR IQD IRR ISK JMD JOD JPY KES KGS KHR KMF KPW KRW KWD KYD KZT LAK LBP LKR LRD LSL LTL LVL LYD MAD MDL MKD MMK MNT MOP MUR MVR MWK MXN MXV MYR MZN NAD NGN NIO NOK NPR NZD OMR PAB PEN PGK PHP PKR PLN PYG QAR RON RSD RUB RWF SAR SBD SCR SDG SEK SGD SHP SLL SOS SRD STD SYP SZL THB TJS TMT TND TOP TRY TTD TWD TZS UAH UGX VND VUV WST XAF XCD XOF XPF YER ZAR ZMK ZWL USD UZS VEF

Device

Device Object

An object to store information about the payment terminal in use. ALL values are REQUIRED.

Properties

PropertyDescription
merchant_id_alpha Required
String
Merchant unique identifier associated with the payment terminal.
serial_number Required
String
Payment terminal serial number.
ssk Required
String
Payment terminal shared secret key to authenticate financial operations.
terminal_type Required
String
Payment terminal name composed of two parts "serial_number - terminal_type".

Code example

{
"merchant_id_alpha": "Test_Merchant",
"serial_number": "614004878",
"ssk": "74817EA5C63437ADE7AA3A5401",
"terminal_type": "PAXA920"
}

Device Status

DeviceStatus Object

A class which holds the payment terminal status.

Properties

PropertyDescription
SerialNumber
String
The serial number of the payment terminal.
BatteryStatus
String
The battery status in percentages of the payment terminal.
BatterymV
String
The battery milli volts of the payment terminal.
BatteryCharging
String
The battery charging status of the payment terminal.
ExternalPower
String
The status of the external power of the payment terminal.
ApplicationName
String
The application name used on the payment terminal.
ApplicationVersion
String
The application version number used on the payment terminal.
bluetoothName
String
The bluetooth interface name used on the payment terminal.
statusMessage
String
Device human readable status message.

Code example

{
"applicationName": "TestApp",
"applicationVersion": "20.1.0.1",
"batteryCharging": "Charging",
"batteryStatus": "100",
"batterymV": "4134",
"bluetoothName": "A920",
"externalPower": "USB",
"serialNumber": "0821032397",
"statusMessage": "Card reader time out"
}

Financial Status

Financial Status Enum

An enum representing different statuses of a completed transaction.

UNDEFINED AUTHORISED DECLINED REFUNDED PROCESSED FAILED CANCELLED PARTIAL_APPROVAL IN_PROGRESS REFUNDED CAPTURED

Description of the different financial statuses:

ParameterNotes
UNDEFINED (NOT FOUND) *
The UNDEFINED (NOT FOUND) status can be returned as a response to the get transaction status request. This status means that the transaction does not exist in the Handpoint gateway. If this status is returned within 90s of the start of a transaction, there could be a chance that the cardholder has not inserted, swiped or tapped his card yet on the terminal and the Handpoint gateway might soon receive the transaction. If the UNDEFINED status is returned after 90s, it means that the transaction processed has not reached the Handpoint gateway and it will NOT be charged..
AUTHORISED
The transaction (Sale, Refund etc.) has been authorised. Consider this value as "successful".
DECLINED
The transaction has been declined by the acquirer or issuer.
PROCESSED
The printReceipt operation was successful.
FAILED
Status generated due to a network error, a card which can not be read etc. As a general rule, errors are mapped to FAILED. This means the operation was unsuccessful and the transaction has not been charged.
CANCELLED
The transaction has been cancelled. For example if the stopCurrentTransaction operation has been used or the cancel button on the terminal has been pressed.
PARTIAL_APPROVAL
A partial approval is returned by the acquirer when funds have been partially authorized, for example if the cardholder does not have all the funds to cover the entire cost of the goods or services they are buying. The merchant can obtain the remainder of the purchase amount in another form of payment (cash, check or another card transaction for the remaining). PARTIAL_APPROVAL is only applicable to the United States market.
IN_PROGRESS *
The IN_PROGRESS status can be returned as a response to the get transaction status request. The transaction is known by the gateway but the result is not available yet. Please check the status again after a few seconds.
REFUNDED *
The REFUNDED status can be returned as a response to the get transaction status method. The original transaction (sale) has been refunded.
CAPTURED
The pre-authorization has been captured and funds are being moved to the merchant account. The CAPTURED financial status will only be returned in case a preAuthorizationCapture message was used to complete a pre-authorization. Regular Sales do NOT need to be captured and will not return a CAPTURED financial status

* Financial statuses marked with an asterisk (*) can only be returned as a response to the get transaction status method.

Merchant Auth

MerchantAuth Object

An object used to store merchant authentication parameters. This object is optional, it allows a transaction to be funded to a specific merchant account other than the default one. It is useful if a terminal is shared between multiple merchants, for example at an Hair Salon or a Doctor's office.

PropertyDescription
Credential
Credential[]
Array of credentials

Code example

{
"merchantAuth": [{
"acquirer": "ACQ_DUMMY",
"mid": "1111",
"tid": "2222",
"mcc": "3333",
"externalId": "4444"
}]
}

Merchant Auth Credential

Credential Object

An object to store credentials (Acquirer, Mid, Tid, MCC and ExternalId) for merchant authentication.

Properties

PropertyDescription
acquirer
Acquirer
If present, it links this credential to the specified acquirer. Only required if more than one credential is provided.
mid
String
For this transaction, overrides the default MID (merchant ID) saved in the terminal configuration.
tid
String
For this transaction, overrides the default TID (terminal ID) saved in the terminal configuration.
mcc
String
Merchant Category Code, overrides the default MCC saved in the terminal configuration.
ExternalId
String
For this transaction, the External Id will be used to lookup the credential of the merchant in the Handpoint backend and process the transaction accordingly. The External id replaces the need to pass MID/TID/MCC as credentials

Code example

{
"acquirer": "ACQ_DUMMY",
"mid": "1111",
"tid": "2222",
"mcc": "3333"
}

{
"externalId": "4444"
}

Metadata

Metadata Object

An object to store metadata.

Properties

PropertyDescription
metadata1
String
An arbitrary string containing any information/data. Max length 250 characters
Valid characters: a-z A-Z 0-9 - ( ) @ : % _ \ + . ~ # ? & / = { } " ' ,
metadata2
String
An arbitrary string containing any information/data. Max length 250 characters
Valid characters: a-z A-Z 0-9 - ( ) @ : % _ \ + . ~ # ? & / = { } " ' ,
metadata3
String
An arbitrary string containing any information/data. Max length 250 characters
Valid characters: a-z A-Z 0-9 - ( ) @ : % _ \ + . ~ # ? & / = { } " ' ,
metadata4
String
An arbitrary string containing any information/data. Max length 250 characters
Valid characters: a-z A-Z 0-9 - ( ) @ : % _ \ + . ~ # ? & / = { } " ' ,
metadata5
String
An arbitrary string containing any information/data. Max length 250 characters
Valid characters: a-z A-Z 0-9 - ( ) @ : % _ \ + . ~ # ? & / = { } " ' ,

Code example

{
"metadata": {
"metadata1": "data1",
"metadata2": "data2",
"metadata3": "data3",
"metadata4": "data4",
"metadata5": "data5"
}
}

Money Remittance Options

MoneyRemittanceOptions Object

An object representing options for Mastercard money remittance transactions. The recipient's first and last name and the recipient's country code are mandatory for Mastercard transactions processed by merchants with category codes 4829 and 6540. VISA transactions do not require money remittance options to be sent.

Properties

PropertyDescription
fullName Required
String
First and last name of the money transfer recipient. (a-Z, A-Z only)
countryCode Required
CountryCode
Country code of the recipient (ISO 3166-1 alpha-3)

Code example

{
"moneyRemittanceOptions":{
"fullName":"John Doe",
"countryCode":"USA"
}
}

Operation Type

OperationType Enum

An enum representing different types of operations.

Possible Values:

sale refund refundReversal saleReversal saleAndTokenizeCard tokenizeCard printReceipt update cardPan pingDevice stopCurrentTransaction moToSale moToRefund moToReversal moToPreAuthorization preAuthorization preAuthorizationIncrease preAuthorizationCapture preAuthorizationReversal

Operation Types Description

OperationTypesDescription

ParameterNotes
sale
String
Sends a sale transaction to the payment terminal. This is the most basic operation used to withdraw funds from the cardholder's bank account.
refund
String
Sends a refund transaction to the payment terminal. This operation moves funds from the merchant account to the cardholder´s credit card. For Interac (Canadian Debit Network), refunds can only be processed until Interac closes the batch of transactions at night.
refundReversal
String
A refund reversal, also called refund VOID, allows the merchant to reverse a previous refund operation. This operation reverts (if possible) a specific refund identified with a transaction id.
saleReversal
String
A sale reversal, also called sale VOID allows the merchant to reverse a previous sale operation. This operation reverts (if possible) a specific sale identified with a transaction id.
saleAndTokenizeCard
String
A sale operation which also returns a card token. This functionality is not available for all acquirers, please check with Handpoint to know if tokenization is supported for your acquirer of choice.
tokenizeCard
String
Returns a card token (representing the card number). This functionality is not available for all acquirers, please check with Handpoint to know if tokenization is supported for your acquirer of choice.
printReceipt
String
Print on demand functionality allowing the merchant to print any HTML formatted receipt. It is possible to print images or barcodes as well as passing directly a URL to the printReceipt function. A bitmap can also be printed, in order to do so it needs to be rendered as an image and inserted into the html. The receipts are usually received as URLs in the transaction result from the terminal but note that if the terminal is not able to upload the receipt to the Handpoint cloud servers and generate a URL then the HTML formatted receipt will be delivered to your software. It is important to be able to manage both formats. The format of the HTML data, stored in the URL or passed in the value of the receipt key, must follow this format: HTML Print Format
update
String
The update operation checks for new software or configuration updates and initiates a download if required.
cardPan
String
A cardPan request will return the full PAN of the card being swiped, dipped or tapped. Only the PANs of whitelisted card ranges will be returned by the Handpoint systems. This operation is mostly used to be able to process funds or points from loyalty cards.
pingDevice
String
This operation will ping the terminal to confirm if it is online.
stopCurrentTransaction
String
Operation used to stop the current transaction. The transaction can only be stopped at specific stages of payment processing, for example a transaction can not be stopped when the card is being read but can be stopped when waiting for the cardholder to initially insert a card.
moToSale
String
Mail Order /Telephone Order (MOTO) sale. MOTO is a type of card-not-present (CNP) transaction in which services are paid and delivered via telephone, mail, fax, or internet communication. Triggering this function will prompt a card input form on the terminal for the merchant to enter the card number, expiry date and CVV of the card to be charged. MOTO has become synonymous with any financial transaction where the entity taking payment does not physically see the card used to make the purchase.
moToRefund
String
A MOTO refund operation moves funds from the merchant account to the cardholder´s credit card. In it's simplest form you only have to pass the amount and currency but it also accepts the original transaction id. Triggering this function will prompt a card input form on the terminal for the merchant to enter the card number, expiry date and CVV of the card to be charged. MOTO Refund is a type of card-not-present (CNP) transaction in which services are refunded via telephone, mail, fax, or internet communication. MOTO has become synonymous with any financial transaction where the entity taking payment does not physically see the card used to make the purchase or refund.
moToReversal
String
A MOTO reversal, also called VOID allows the user to reverse a previous MOTO sale/refund operation. This operation reverts (if possible) a specific operation identified with a transaction id. Note that transactions can only be reversed within a 24 hours timeframe or until the daily batch of transactions has been sent for submission. MOTO Reversal is a type of card-not-present (CNP) transaction used to reverse a previous MOTO Sale or MOTO Refund.
moToPreAuthorization
String
A MOTO pre-authorization, sends a pre-authorization transaction to the payment terminal. A pre-authorization charge is a temporary hold placed on a customer’s payment card. It’s used to verify that the account is valid and has sufficient funds to cover a pending transaction.
preAuthorization
String
A pre-auth initiates a pre-authorization operation to the card reader. In it's simplest form you only have to pass the amount and currency but it also accepts tip configuration and a map with extra parameters. A pre-authorization charge, also known as a pre-auth or authorization hold, is a temporary hold placed on a customer's payment card. It's used to verify that the account is valid and has sufficient funds to cover a pending transaction, without actually debiting the cardholder's account upfront.
preAuthorizationIncrease
String
This operation allows the merchant to increase/decrease the amount of a previously performed pre-auth operation. For example, if a tab was opened at a restaurant and the consumer is adding new orders going above the initial pre-authorized amount, it is required to increase the amount of the initial pre-authorization before capturing it. If the merchant wants to release part of a pre-auth, an increase with negative amount should be passed to the function.
preAuthorizationCapture
String
A pre-authorized transaction can be captured to actually debit the cardholder's account. Depending on the merchant category code, the capture needs to happen between 7 and 31 days after the original pre-authorization. If not captured the funds will be automatically released by the issuing bank.
Please note that a pre-authorization can only be captured ONCE, multiple partial captures are not allowed. If for some reason, the pre-authorization was captured for an incorrect amount, you can attempt to reverse the capture (does not work with all acquirers). If the capture reversal was declined, the cardholder needs to come back into the store with his card to get refunded or re-authorize the transaction. Alternatively, the cardholder can give his card details over the phone to the merchant and a MOTO pre-auth or MOTO refund can be issued.
Check out the card brand rules.
preAuthorizationReversal
String
A Pre-Auth/Capture Reversal allows the user to reverse a previous pre-auth operation. This operation reverts (if possible) a specific pre-auth identified with a transaction id. A pre-authorized reversal transaction will release the whole pre-authorized amount, for example when renting a car, the pre-auth reversal allows the merchant to release the funds if the car was not damaged. For partial releases, please check the Pre-Auth Increase/Decrease operation.

A Pre-Auth/Capture reversal can be used to reverse a capture operation as well. A capture reversal transaction will release all the funds withheld. Reversing a capture operation can only be done before the funds are automatically settled at night, please note that not all acquirers support reversal of captured transactions. If a capture reversal is attempted after the funds have been moved, the operation will receive a decline.

When the capture is reverted it returns to the previous state (CAPTURED -> AUTHORISED).

Pre-Auth Capture Card Brand Rules

Card schemes set specific rules around which businesses are able to use pre-auth transactions. Eligibility is determined based on the Merchant Category Code (MCC), together with the card scheme.

Card schemes have their own set of rules on authorisation expiry. Capturing a transaction after the scheme expiry time increases the risk of a failed capture, and may also increase the interchange and/or scheme fees charged for the transaction. Card schemes can also expire an authorisation before or after the official scheme expiry period has been reached. You can often capture a payment successfully after an authorisation has expired. Depending on the card scheme, there can be a fee for late capture, and an increase in interchange fee. The risk of cardholder chargebacks increase as well.

SchemeMCC
MastercardAll MCCs except 5542
VisaAll MCCs except 5542
Discover3351-3441, 3501-3999, 4111, 4112, 4121, 4131, 4411, 4457, 5499, 5812, 5813, 7011, 7033, 7996, 7394, 7512, 7513, 7519, 7999
American ExpressAll MCCs except 5542

VISA rules

MCCSegmentAuthorization timeframeAmount tolerance (captured amount above pre-authorized amount)
3501-3999, 7011Lodging31 days15%
3351-3500, 7512Car Rental31 days15%
4411Steamship and Cruise Lines31 days15%
7513Truck Rentals7 days15%
7033Trailer Parks and Campgrounds7 days15%
7519Motor Home and Recreational Vehicle Rentals7 days15%
5552Electric Vehicle Charging7 days15%
7523Parking and Garages7 days15%
7394Equipment, Tool, Furniture and Appliance Rental7 daysnone
7999Recreation Services7 daysnone
7996Amusement Parks, Carnivals, Circuses, Fortune Tellers7 daysnone
5599Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers7 daysnone
4457Boat Rentals and Leasing7 daysnone
5571Motorcycle Shops and Dealers7 daysnone
4111Local and Suburban Commuter, Passenger Transportation, including Ferries7 days25 USD (or equivalent amount in local currency)
4112Passenger Railways7 days25 USD (or equivalent amount in local currency)
4131Bus Lines7 days25 USD (or equivalent amount in local currency)
5812Eating Places and RestaurantsSame day20%
5813Drinking Places, Bars, Taverns, Cocktail Lounges, Nightclubs, DiscothequesSame day20%
4121Taxicabs and Limousines (Card-Absent Environment only)Same day20%

MASTERCARD rules

MCCAuthorization timeframeAmount tolerance (captured amount above pre-authorized amount)
All MCCs30 days20%

Maestro rules

MCCSegmentAuthorization timeframeAmount tolerance (captured amount above pre-authorized amount)
5812Eating Places and Restaurants7 days20%
5814Fast Food Restaurants7 days20%

AMEX rules

MCCAuthorization timeframe
All MCCs7 days

Note: Pre-Auth with AMEX is only available in the United States/Canada with the processor TSYS.

Discover rules

MCCAuthorization timeframe
Car Rental, Hotel/Lodging MCCs30 days
All MCCs except Car Rental and Hotel/Lodging10 days

Diners rules

MCCDebit/creditAuthorization timeframe
Car Rental, Hotel/Lodging MCCsAll30 days
All MCCs except Car Rental and Hotel/LodgingCredit30 days
All MCCs except Car Rental and Hotel/LodgingDebit7 days

JCB rules

MCCAuthorization timeframe
Hotel and Car rentalTime of stay/rental
All MCCs except Hotel and Car rental1 year

Payment Scenario

PaymentScenario Enum

An enum representing different types of payment scenario.

Possible values

UNKNOWN MAGSTRIPE MAGSTRIPECONTACTLESS CHIP CHIPCONTACTLESS CHIPFAILMAGSTRIPE MOTO

Status

status Enum

An enum containing information about the status of a transaction.

Possible values

Undefined Success InvalidData ProcessingError CommandNotAllowed NotInitialised ConnectTimeout ConnectError SendingError ReceivingError NoDataAvailable TransactionNotAllowed UnsupportedCurrency NoHostAvailable CardReaderError CardReadingFailed InvalidCard InputTimeout UserCancelled InvalidSignature WaitingForCard CardInserted ApplicationSelection ApplicationConfirmation AmountValidation PinInput ManualCardInput WaitingForCardRemoval TipInput SharedSecretInvalid SharedSecretAuth WaitingSignature WaitingHostConnect WaitingHostSend WaitingHostReceive WaitingHostDisconnect PinInputCompleted PosCancelled RequestInvalid CardCancelled CardBlocked RequestAuthTimeout RequestPaymentTimeout ResponseAuthTimeout ResponsePaymentTimeout IccCardSwiped RemoveCard ScannerIsNotSupported ScannerEvent BatteryTooLow AccountTypeSelection BtIsNotSupported PaymentCodeSelection PartialApproval AmountDueValidation InvalidUrl WaitingCustomerReceipt PrintingMerchantReceipt PrintingCustomerReceipt UpdateStarted UpdateFinished UpdateFailed UpdateProgress WaitingHostPostSend WaitingHostPostReceive Rebooting PrinterOutOfPaper ErrorConnectingToPrinter CardTapped ReceiptPrintSuccess InvalidPinLength OfflinePinAttempt OfflinePinLastAttempt ProcessingSignature CardRemoved TipEntered CardLanguagePreference AutomaticPrintingStarted CancelOperationNotAllowed UpdateSoftwareStarted UpdateSoftwareFinished UpdateSoftwareFailed UpdateSoftwareProgress InstallSoftwareStarted InstallSoftwareFinished InstallSoftwareFailed InstallSoftwareProgress UpdateConfigStarted UpdateConfigFinished UpdateConfigFailed UpdateConfigProgress InitialisationComplete

Status Info

StatusInfo Object

A class containing information about the status of the transaction.

Properties

PropertyDescription
cancelAllowed
boolean
A boolean Letting the integrator know if the terminal will accept a stop transaction request.)
status
Status
A Status enum representing the status of the transaction.
message
String
A String containing the status message of the transaction.
deviceStatus
DeviceStatus
A DeviceStatus object containing information about the payment terminal.

Tender Type

TenderType Enum

An enum representing different tender types.

Possible values

NOT_SET CREDIT DEBIT

Tip Adjustment

TipAdjustment Object

PropertyDescription
amount
Biginteger
Exact amount of the tip, including decimal digits. Currency will be extracted from the original transaction.

Code example

{
"amount": 10.25
}

{
"amount": 20
}

Tip Configuration

TipConfiguration Object

PropertyDescription
baseAmount
String
Base amount used to calculate the tip - in the minor unit of currency (f.ex. 1000 is 10.00 GBP). If no base amount is defined, the transaction amount is used as base amount.
headerName
String
Name of the tipping menu appearing on the terminal. Default: Tip
tipPercentages Required
List
List of percentages used to calculate the tip amount.
enterAmountEnabled
boolean
Flag used to enable the cardholder to manually enter the tip amount. Default: true
skipEnabled
Boolean
Flag used to enable the cardholder to skip the tipping step. Default: true
footer
String
Footer note which will appear on the tipping menu. Default: Empty string

Code example

{
"tipConfiguration":{
"baseAmount":"2000",
"headerName":"",
"tipPercentages":[
5,
10,
15,
20,
25
],
"enterAmountEnabled":true,
"skipEnabled":false,
"footer":"Thank you!!! ;)"
}
}

Transaction Request Object

TransactionRequest Object

An object to store information about the request sent to the payment terminal.

Properties

PropertyDescription
operation Required
OperationTypesDescription
The type of operation to be performed.
serial_number Required
String
Payment terminal serial number.
terminal_type Required
String
Type of terminal.
callbackUrl
String
If used,this is the url the payment terminal will use to send the Transaction Result once the operation is complete. All 2XXs http response codes from the callbackUrl (your server) are valid to notify the terminal of a successful delivery of the result. If the callbackUrl is not present, the device will send back the transaction result to Handpoint's REST-API and results can be retrieved using the Transaction Result Retrieval endpoint.
token
String
If used, the token is a unique value per operation generated by your software and used to authenticate the transaction result sent through the callbackUrl against your server. The token will be injected in the request header with key value 'AUTH-TOKEN'. REQUIRED when the callbackUrl is present.
customerReference
String
Transaction identifier provided by your software. The customerReference sent in the TransactionRequest object is echoed in the TransactionResult. In case the transaction outcome is unknown (network issue or other) and for some unknown reason your software did not receive any result. The customerReference can be used to query the Handpoint Transaction API and check if a specific transaction was approved or not: https://txnfeedapi.handpoint.com/#api-Transactions-getTxnByCustomerReference.
amount
String
Amount of the transaction - in the minor unit of currency (f.ex. 1000 is 10.00 GBP). REQUIRED for operations: sale, refund, refundReversal, saleReversal and saleAndTokenizeCard.
currency
Currency
The currency of the transaction. REQUIRED for operations: sale, refund, refundReversal, saleReversal and saleAndTokenizeCard.
originalTransactionId
String
The transaction id of the original operation to be reversed. Only required to reverse or refund a transaction and for operations linked to a pre-authorisation. REQUIRED for operations: refundReversal, saleReversal, LINKED refunds, preAuthorizationIncrease, preAuthorizationCapture and preAuthorizationReversal.
receipt
String
HTML receipt, following the format defined in Html Print Format, or url to locate the receipt, it can be found in the response of a Transaction Request, in the fields merchantReceipt or customerReceipt. REQUIRED for operations: printReceipt. The receipts are usually received as URLs in the transaction result from the terminal but note that if the terminal is not able to upload the receipt to the Handpoint cloud servers and generate a URL then the HTML formatted receipt will be delivered to your software. It is important to be able to manage both formats.
tipConfiguration
TipConfiguration
Configuration to enable tipping. At the time of sale, a tip menu will be shown to the cardholder with the predefined configuration. The tip configuration is optional and can only be used with the sale and saleAndTokenize operations.
bypassOptions
ByPassOptions
Configuration to enable the possibility of bypassing signature or pin. The bypass configuration is optional and can only be used with the sale, saleAndTokenize and refund operations.
merchantAuth
MerchantAuth
Object used to store merchant authentication. it allows a transaction to be funded to a specific merchant account other than the default one. It is useful if a terminal is shared between multiple merchants, for example at an Hair Salon or a Doctor's office. The merchantAuth is optional and can only be used with the sale, saleAndTokenize and refund operations. For reversals, the credentials passed for the original sale will be automatically looked up by Handpoint and used to process the reversal.
duplicate_check
Boolean
Used to disable the duplicate payment check functionality. When a merchant is not 100% sure of the transaction outcome, they will reprocess the transaction leading to the cardholder being charged twice. In order to avoid this scenario, we are flagging the duplicate transaction and prompting a menu to the cardholder/merchant to confirm/cancel the second charge. This menu will automatically be prompted on the payment terminal if a suspicious charge is detected. We are only prompting the duplicate check menu in case the same card is used twice in a row to process a transaction for the same amount within a 5 minutes timeframe.

The duplicate_check functionality is available for the following transaction types: Sale, Sale and Tokenize, Sale Reversal, Refund, Refund Reversal, MoTo Sale, MoTo Refund and MoTo Reversal.

The duplicate_check service is enabled to "true" by default, if you want to disable it, you must explicitly pass the duplicate_check flag as part of the transaction request with the value "false".
metadata
Metadata
Object used to store metadata, this data will be echoed in the transaction result.
Valid characters: a-z A-Z 0-9 - ( ) @ : % _ \ + . ~ # ? & / = { } " ' ,
transactionReference
String
The transactionReference is a unique (UUID v4) that you need to generate and add to every transaction request. In case something goes wrong and you do not receive a transaction result from the terminal, you will be able to query the Handpoint gateway directly with this id by using the get transaction status endpoint.
MoneyRemittanceOptions
MoneyRemittanceOptions
An object representing options for Mastercard money remittance transactions. The supported operations are Sale, Sale & Tokenize, Refund, Linked Refunds, Reversals, MoTo Sale, MoTo Refund

Code example

// Result will be served to result.com
{
"operation": "sale",
"amount": "10000",
"currency": "EUR",
"terminal_type": "PAXA920",
"serial_number": "1547854757",
"customerReference": "storeSale12548",
"callbackUrl": "https://result.com",
"token": "123456789",
"transactionReference": "2bfde1fc-23b1-4c67-93d9-1d4a557f4d4f",
"tipConfiguration": {
"baseAmount": "2000",
"tipPercentages": [5,10,15,20,25],
"enterAmountEnabled": true,
"skipEnabled": false,
"footer": "Thank you!!! ;)"
},
"bypassOptions": {
"signatureBypass": true,
"pinBypass": true
},
"merchantAuth": [{
"acquirer": "ACQ_DUMMY",
"mid": "1111",
"tid": "2222",
"mcc": "3333",
"externalId": "4444"
}],
"duplicate_check": true,
"metadata": {
"metadata1": "data1",
"metadata2": "data2",
"metadata3": "data3",
"metadata4": "data4",
"metadata5": "data5"
},
"moneyRemittanceOptions":{
"fullName":"John Doe",
"countryCode":"USA"
}
}

// Result will be served back to Handpoint's REST-API
{
"operation": "sale",
"amount": "10000",
"currency": "EUR",
"terminal_type": "PAXA920",
"serial_number": "1547854757",
"customerReference": "storeSale12548",
"transactionReference": "2bfde1fc-23b1-4c67-93d9-1d4a557f4d4f",
"tipConfiguration": {
"baseAmount": "2000",
"tipPercentages": [5,10,15,20,25],
"enterAmountEnabled": true,
"skipEnabled": false,
"footer": "Thank you!!! ;)"
},
"bypassOptions": {
"signatureBypass": true,
"pinBypass": true
},
"merchantAuth": [{
"acquirer": "ACQ_DUMMY",
"mid": "1111",
"tid": "2222",
"mcc": "3333",
"externalId": "4444"
}],
"duplicate_check": true,
"metadata": {
"metadata1": "data1",
"metadata2": "data2",
"metadata3": "data3",
"metadata4": "data4",
"metadata5": "data5"
},
"moneyRemittanceOptions":{
"fullName":"John Doe",
"countryCode":"USA"
}
}

Transaction Result Object

TransactionResult Object

An object holding information about the result of a transaction.

tip

signatureUrl: In case the signature can not be updated to the Handpoint servers and an URL is not generated, the terminal will send back the image binary in base64 format to your software. It is important to be able to support both the URL and the image binary format.

customerReceipt and merchantReceipt: The receipts are usually received as URLs in the transaction result from the terminal. Please note that if the terminal is not able to upload the receipt to the Handpoint cloud servers and an URL is not generated then the HTML formatted receipt will be delivered to your software. It is important to be able to manage both formats.

Properties

PropertyDescription
aid
String
EMV Application Identifier of the card (EMV tag 9F06)
arc
String
EMV Authorisation Response Code (EMV tag 8A)
authorisationCode
String
Acquirer response code
balance
Balance
Balance available on the card
budgetNumber
String
Used to split payments over a period of months
cardEntryType
CardEntryType
Method used by the terminal to read the card
cardLanguagePreference
String
Preferred language of the card (EMV tag 5F2D)
cardSchemeName
CardSchemeName
The brand of the card
cardToken
String
Token representing the PAN of the card
chipTransactionReport
String
Full report of the card EMV parameters
currency
Currency
The currency used for the transaction
customerReceipt
String
The receipts are usually received as URLs in the transaction result from the terminal but note that if the terminal is not able to upload the receipt to the Handpoint cloud servers and generate a URL then the HTML formatted receipt will be delivered to your software. It is important to be able to manage both formats.
customerReference
String
If a customerReference was provided as an optional parameter in the transaction request it is echoed unaltered in this field
deviceStatus
DeviceStatus
Status of the payment terminal
dueAmount
BigInteger
In case of a partial approval for the transaction, this field contains the amount which remains to be paid. Partial approval support is only required by the card brands in the United States
efttimestamp
BigInteger
Time of the transaction (based on the date and time of the payment terminal)
efttransactionID
String
Handpoint unique identifier for a transaction, this id is the one to be used for a transaction to be reversed.
errorMessage
String
Detailed reason for the transaction error
expiryDateMMYY
String
Expiry date of the card used for the operation
finStatus
FinancialStatus
The financial status contains the outcome of the transaction. For example "AUTHORISED" or "DECLINED"
iad
String
EMV Issuer Application Data (EMV tag 9F10)
issuerResponseCode
String
Response code from the card issuer
maskedCardNumber
String
Masked card number of the card used for the operation
merchantAddress
String
Merchant Address
merchantName
String
Merchant Name
merchantReceipt
String
The receipts are usually received as URLs in the transaction result from the terminal but note that if the terminal is not able to upload the receipt to the Handpoint cloud servers and generate a URL then the HTML formatted receipt will be delivered to your software. It is important to be able to manage both formats.
metadata
Metadata
If metadata was provided as an optional parameter in the transaction request it is echoed unaltered in this field
mid
String
Merchant Identifier
originalEFTTransactionID
String
In case the transaction type is a reversal, this field will contain the identifier of the original transaction being reversed
paymentScenario
PaymentScenario
Indicates the card entry mode
recoveredTransaction
Boolean
This flag is set to true if the transaction result is sent through the transaction recovery logic explained in the Recovey Section, false otherwise
requestedAmount
BigInteger
The requested amount is the transaction amount sent to the terminal
rrn
String
Retrieval Reference Number, unique number assigned by the acquirer
signatureUrl
String
If a digital signature is required, this is the URL containing the image of the captured signature. In case the signature can not be updated to the Handpoint servers and an URL is not generated, the terminal will send back the image binary in base64 format to your software. It is important to be able to support both the URL and the image binary format.
statusMessage
String
The status of the transaction, for example "Waiting for pin"
tenderType
TenderType
Transaction tender type (credit / debit)
tid
String
Terminal Identifier
tipAmount
BigInteger
Tip amount, if any, in the minor unit of currency (f.ex. 1000 is 10.00 GBP)
tipPercentage
Double
If tipping is enabled, this field will return the tip percentage added on top of the base amount
totalAmount
BigInteger
The total amount is the amount the card was charged for. It is possible that the total amount is not the same as the requested amount since an additional fee can be added, with the customer's approval, via the tipping functionality
transactionID
String
The transaction id is a terminal internal counter incremented for each transaction
tsi
String
EMV Transaction Status Information (EMV tag 9B)
tvr
String
EMV Transaction Verification Results (EMV tag 95)
type
TransactionType
The type of transaction initiated, for example "SALE"
unMaskedPan
String
Unmasked PAN, only received if the card is a non-payment card (loyalty)
verificationMethod
VerificationMethod
cardholder verification method, for example "PIN"
multiLanguageStatusMessages
Map
map containing the status message in a human readable format for all the supported locales.
multiLanguageErrorMessages
Map
map containing the error message in a human readable format for all the supported locales.
cardHolderName
String
Name of the cardholder
transactionReference
String
The unique UUID associated with the transaction, it can be used to query the get transaction status endpoint.

Code example

{
"aid": "A0000000041010",
"arc": "0000",
"authorisationCode": "123456",
"balance": null,
"budgetNumber": "",
"cardEntryType": "UNDEFINED",
"cardLanguagePreference": "",
"cardSchemeName": "MasterCard",
"cardToken": "",
"chipTransactionReport": "",
"currency": "USD",
"customerReceipt": "https://s3.[...]/customerReceipt.html",
"customerReference": "",
"deviceStatus": {
"applicationName": "ClientApp",
"applicationVersion": "20.1.0",
"batteryCharging": "Not Charging",
"batteryStatus": "100",
"batterymV": "4126",
"bluetoothName": "PAXA920",
"externalPower": "USB",
"serialNumber": "0821032398",
"statusMessage": "Approved or completed successfully"
},
"dueAmount": 0,
"errorMessage": "",
"expiryDateMMYY": "0422",
"finStatus": "AUTHORISED",
"iad": "0210A000002A0000000000000000000000FF",
"issuerResponseCode": "00",
"maskedCardNumber": "************1456",
"merchantAddress": "Plaza Soledad Torres Acosta 1 28013 Madrid",
"merchantName": "Hago la cama",
"merchantReceipt": "https://s3.[...]/merchantReceipt.html",
"metadata": {
"metadata1": "data1",
"metadata2": "data2",
"metadata3": "data3",
"metadata4": "data4",
"metadata5": "data5"
},
"mid": "",
"originalEFTTransactionID": "",
"paymentScenario": "CHIPCONTACTLESS",
"rrn": "",
"signatureUrl": "",
"statusMessage": "Approved or completed successfully",
"tenderType": "CREDIT",
"tid": "ACQUIRER_TID",
"tipAmount": 0,
"totalAmount": 100,
"transactionID": "01236fc0-8192-11eb-9aca-ad4b0e95f241",
"tsi": "0000",
"tvr": "0400008001",
"type": "SALE",
"unMaskedPan": "",
"verificationMethod": "UNDEFINED",
"efttimestamp": 1615374961000,
"efttransactionID": "01236fc0-8192-11eb-9aca-ad4b0e95f241",
"requestedAmount": 100,
"tipPercentage": 0,
"recoveredTransaction": false,
"cardHolderName": "Mr/Mrs card holder full name",
"transactionReference": "3e665342-a95b-49c1-b6fe-b3f102305a76"
}

Transaction Type

TransactionType Enum

An enum representing different types of transactions.

Possible values

UNDEFINED SALE VOID_SALE REFUND VOID_REFUND CANCEL_SALE CANCEL_REFUND TOKENIZE_CARD CARD_PAN CANCEL_TRX MOTO_SALE MOTO_REFUND MOTO_REVERSAL

Verification Method

VerificationMethod Enum

An enum representing the possible verification methods used during the transaction.

Possible values:

UNDEFINED SIGNATURE PIN PIN_SIGNATURE FAILED NOT_REQUIRED MOBILE_PASS_CODE